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      • Cover Your Assets!!!
        04/30/06
        Copyright 2005 David Jacquot

        You've worked hard to develop your career. You did it for yourself. You did it for your family. You did it for your retirement. You did it for your family's future.

        You didn't do it to become a target of some lawsuit designed to take

      • Non-Compete Agreements are Illegal in California.
        04/29/06
        Non-compete agreements in California are generally illegal. Many companies, and certainly many employees, are unaware that California prohibits noncompete agreements.

        Most states other than California permit reasonable covenants not to compete. There are limited non compete exceptions in

      • Dont Let The New Bankruptcy Law Scare You.
        04/26/06
        On October 17, 2005 the world of bankruptcy law changed for the worse. Or did it? Is it really that much harder to file bankruptcy under the new bankruptcy law?

        In the run up to the effective date of the new law, bankruptcy filings increased to record numbers in virtually every bankruptcy

      • Liens: What's the Big Deal About Them?
        04/25/06
        Lien, in its simplest definition, is the term used to denote any charge or duty imposed against an item or property as security for payment of a debt or some other obligation.

        There are certain liens that can complicate your asset protection planning. This is one of the ways that credito

      • The 7 Common Myths of Divorce.
        04/23/06
        Copyright 2006 The Divorce Center P.A.

        1. One lawyer is a good as another. There is a tremendous difference between lawyers. Some are down to earth and some are distant and hostile. Some call you back the same day and others wait 5 days to call you. There are attorneys that only practice

      • The Chapter 13 Meeting of Creditors - What to Expect.
        04/22/06
        Have you recently filed Chapter 13 Bankruptcy? Do you have an upcoming Meeting of Creditors hearing? Many Chapter 13 debtors get a little nervous about the meeting since they are not exactly sure what to expect. So, I decided to take some notes on exactly what happens during the meeting for the bene

      • What the Credit Industry Doesn't Want You to Know About Bankruptcy.
        04/20/06
        1. The "new" bankruptcy law that went into effect in October, 2005 isn't very much more restrictive than the "old" law. The law revision got a lot of press that made it sound like it would be much more difficult--perhaps impossible--to file for bankruptcy protection after th

      • What Happens If You Give More Than $12,000 To Someone in 2006?
        04/19/06
        In an earlier article, we discussed the annual gift tax exclusion and how it works. In summary, we said that you could give up to $12,000 in cash or property to any one person during 2006 and not have to pay a federal gift tax. In fact, you don't even have to file a gift tax return. This is not

      • What is Power of Attorney?
        04/18/06
        Power of Attorney is a legal document where one person authorizes another to act on his/her behalf. It allows that authorized person to manage business and/or financial affairs when one person is no longer able to do so. It may be required due to illness, overseas travel or mental incapacity.
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      • Ten Important Steps to Follow After an Automobile Accident.
        04/17/06
        1. Get medical attention immediately. Symptoms may not show up for several days. Make sure your physician knows that you have been in an auto accident.

        2. Get as much information as possible on the make, model, year, and color of all the vehicles involved in the incident.

        3. Ge

      • Do I Need an Estate Plan?
        04/17/06
        Many people believe that only the very wealthy need an Estate Plan. However, anyone who owns any property - a home, a car, bank accounts, stocks and bonds, jewelry, clothing, household goods, etc., or has minor children or has a desire to ensure that your loved ones and financial affairs are taken c